Need Help Avoiding Bankruptcy?

As I sit back and watch the value of the American Dollar drop and see how the real estate market has taken a severe nose dive, I can't help but think how lucky I am. Well, I'm not even sure if "lucky" is the word to be used. I, like many Americans, have debt but unlike many Americans, I have learned that as we grow up and are taught to pay yourself first, we are actually being given the most sound financial advice anyone could ever receive. It doesn't matter if you stash away ten dollars a week or a hundred, the fact of the matter is that we can not predict the future as far as inflation, loss of job, injuries, illnesses, and the list goes on and on. By building a nest egg we can however allow some cushion for our fall in case we need it. The bigger nest egg you build the more cushion you have for hard times. So many do not stash any money away and inevitably find themselves facing bankruptcy. IVA is a site that specializes in debt management and helping these people to avoid bankruptcy and even how to avoid debt altogether. If you are one of the many that could benefit from such a service or if you just know someone else that could, don't you think it would be worth a few minutes of your time to stop into their site and see if they can help you?